Effective Date
August 8, 2026
Last Updated
August 8, 2026
These Terms and Conditions govern your access to and use of the TN LEVEL UP FINANCIAL LLC website, online forms, appointment-booking pages, educational resources, calculators, text-message programs, communications, and related services.
By accessing or using our website or services, you acknowledge these Terms.
When you are asked to affirmatively accept these Terms through a checkbox, button, form, or other electronic method, your submission constitutes your agreement to the Terms presented to you at that time.
These Terms do not replace or modify the terms of any insurance policy, insurance application, carrier agreement, illustration, disclosure, or other contract issued or provided by an insurance company.
If information on our website conflicts with an applicable insurance policy or carrier contract, the policy or carrier contract controls.
TN LEVEL UP FINANCIAL LLC
Email
[email protected]
Phone
832-662-6828
Mailing Address
5107 E Pagewick
Houston, TX 77041
Website
https://tnlevelupfinancial.com/
Information provided through our website, social-media content, text messages, emails, calculators, guides, presentations, appointments, videos, and other educational materials is intended primarily for general educational and informational purposes unless expressly stated otherwise.
General website content is not individualized legal, tax, accounting, securities, investment, or other professional advice.
Financial, insurance, tax, retirement, estate-planning, and other decisions depend on individual circumstances. You should consult appropriately licensed or qualified professionals when specialized advice is required.
Nothing on this website creates an attorney-client, accountant-client, investment-adviser, fiduciary, or similar professional relationship.
TN LEVEL UP FINANCIAL LLC may provide insurance education, information, and assistance regarding insurance products and financial-protection strategies through appropriately licensed insurance professionals.
Insurance products are issued by third-party insurance companies and are subject to the terms and conditions established by the issuing carrier.
Product availability and features may vary based on factors including
Insurance carrier
Product
State
Underwriting
Age
Health
Eligibility
Individual circumstances
Insurance products may contain costs, fees, exclusions, limitations, surrender charges, policy charges, and other restrictions.
Nothing on this website guarantees
Approval for insurance coverage
Eligibility for a particular product
A particular premium
A particular crediting rate
Cash-value growth
Future income
Tax treatment
Retirement results
Policy performance
Any specific financial result
Insurance coverage does not become effective merely because you submit a website form, request information, schedule an appointment, receive an illustration, or speak with an insurance professional.
Coverage becomes effective only according to the applicable insurance company's underwriting requirements, approval process, policy terms, premium requirements, and other applicable conditions.
The complete terms, guarantees, exclusions, limitations, costs, and benefits of an insurance product are contained in the applicable insurance policy and carrier documents.
Insurance products may only be offered where the applicable insurance professional and insurance carrier are properly authorized to conduct business.
Educational discussions regarding life insurance, indexed universal life insurance, annuities, retirement strategies, college-planning strategies, cash accumulation, income protection, tax treatment, or related concepts are general in nature unless an individualized recommendation is specifically provided by an appropriately licensed professional.
Life insurance and annuity products may involve
Costs and policy charges
Surrender charges
Eligibility requirements
Holding periods
Caps
Participation rates
Spreads
Interest-crediting limitations
Other product-specific restrictions
These features should be carefully reviewed before making a financial decision.
References to tax advantages, tax-deferred accumulation, tax-favored access, tax-free benefits, or similar concepts do not constitute a guarantee of tax treatment.
Tax treatment depends on applicable law and individual circumstances and may change.
You should consult a qualified tax professional regarding your individual situation.
Examples, hypothetical scenarios, calculators, illustrations, projections, educational comparisons, case studies, testimonials, and historical information are provided for educational purposes.
They do not guarantee future results.
Individual results vary.
Any insurance illustration should be reviewed together with the applicable carrier disclosures, assumptions, guaranteed values, non-guaranteed values, policy charges, and other policy information.
Testimonials and examples represent the experiences or circumstances described and should not be interpreted as promises that another individual will receive the same result.
Submitting a form, requesting information, or scheduling an appointment allows TN LEVEL UP FINANCIAL LLC to respond to your request and communicate with you regarding the subject of your inquiry.
Scheduling or attending an appointment does not by itself
Create an insurance contract
Guarantee insurance coverage
Guarantee product eligibility
Bind an insurance company
Guarantee a recommendation
Guarantee any financial result
You are responsible for providing accurate information when requesting information, completing forms, scheduling appointments, or applying for insurance.
Insurance recommendations, applications, and transactions may require additional information, disclosures, signatures, carrier forms, underwriting, and carrier approval.
TN Level Up Financial Client Messaging
TN LEVEL UP FINANCIAL LLC
TN LEVEL UP FINANCIAL LLC may send SMS or text messages to individuals who voluntarily opt in to receive them.
Depending on the consent provided, messages may include service-related communications, marketing communications, or both.
Appointment confirmations
Appointment reminders
Responses to inquiries
Requested insurance information
Requested educational information
Customer-service communications
Follow-up communications
Service notifications
Account-related notifications
Insurance education
Financial education
Educational resources
Appointment opportunities
Business announcements
Service announcements
Occasional promotional communications
The types of messages you receive depend on the consent you provide and your interactions with TN LEVEL UP FINANCIAL LLC.
You may provide SMS consent by voluntarily selecting the applicable SMS consent option on one of our forms or through another valid opt-in method made available by TN LEVEL UP FINANCIAL LLC.
SMS consent is voluntary.
Consent to receive marketing text messages is not a condition of purchasing any property, goods, or services.
You are not required to consent to marketing SMS messages in order to submit a general inquiry or request information through a method that does not require such consent.
Where separate marketing and service-related consent options are presented, your consent applies only to the category or categories you select.
Providing consent for service-related messages does not automatically constitute consent to receive marketing messages where separate marketing consent is required.
Message frequency varies.
The number and frequency of messages you receive may depend on
Your appointments
Your inquiries
Your information requests
Account or service activity
Communication preferences
Whether you elected to receive marketing communications
Messages may be recurring.
Message and data rates may apply.
This applies to messages sent to you from TN LEVEL UP FINANCIAL LLC and messages you send to us.
TN LEVEL UP FINANCIAL LLC does not control charges imposed by your wireless carrier.
Contact your wireless carrier if you have questions regarding your text-message or data plan.
You can cancel the SMS service at any time.
Reply STOP to any SMS message from TN LEVEL UP FINANCIAL LLC to unsubscribe.
After you send STOP, you may receive one final SMS confirming that you have been unsubscribed.
After your opt-out request has been processed, you will no longer receive SMS messages covered by that opt-out unless you later provide valid consent again.
If you wish to receive SMS messages again, you may opt in again through an available TN LEVEL UP FINANCIAL LLC opt-in method.
Reply HELP to an SMS message for assistance.
You may also contact TN LEVEL UP FINANCIAL LLC directly.
Email
[email protected]
Phone
832-662-6828
Carriers are not liable for delayed or undelivered messages.
SMS delivery may be affected by carrier availability, network conditions, device compatibility, wireless coverage, filtering, technical problems, or other circumstances outside the control of TN LEVEL UP FINANCIAL LLC.
You must be at least 18 years old to opt in to and participate in the TN LEVEL UP FINANCIAL LLC SMS messaging program.
By opting in, you represent that you are at least 18 years old and that you are the subscriber or authorized user of the mobile telephone number provided.
Your privacy is important to us.
Our collection, use, and handling of personal information and mobile information is described in our Privacy Policy.
Privacy Policy
https://legal.tnlevelupfinancial.com/privacy-policy
Mobile information and SMS consent information will not be sold, rented, or shared with third parties or affiliates for their marketing or promotional purposes.
Information may be shared with service providers when reasonably necessary to support services such as customer support, communications, technology, and message delivery.
Text-message originator opt-in data and consent will not be shared with third parties for unrelated marketing purposes.
When you voluntarily provide your contact information, we may use that information to
Respond to your inquiry
Provide requested information
Coordinate appointments
Provide customer service
Communicate with you as permitted by your consent and applicable law
Providing a telephone number for a general inquiry does not automatically expand your SMS consent beyond the consent you actually provide.
You are responsible for ensuring that the telephone number, email address, and other contact information you provide belong to you or that you are authorized to provide them.
Your use of our website and services is also subject to our Privacy Policy.
Our Privacy Policy explains how we collect, use, disclose, and protect personal information.
Privacy Policy
https://legal.tnlevelupfinancial.com/privacy-policy
You agree to provide accurate, current, and complete information when
Completing forms
Requesting information
Scheduling appointments
Communicating with us
Applying for insurance
You must not knowingly provide another person's telephone number, email address, identity information, financial information, or other personal information without authorization.
TN LEVEL UP FINANCIAL LLC is not responsible for consequences caused by inaccurate, incomplete, outdated, or unauthorized information submitted by a user.
Calculators, projections, examples, comparison tools, and other interactive resources provided through our website are educational tools.
Results may depend on assumptions entered by you or built into the tool.
Unless expressly identified otherwise, these tools are not
Insurance illustrations
Guarantees
Insurance quotes
Tax calculations
Financial plans
Promises of future results
Actual results may differ materially from educational estimates.
Our website or services may reference, display, link to, or interact with third-party organizations including
Insurance carriers
Brokerage platforms
Customer-management systems
Scheduling systems
Software providers
Social-media platforms
Calculators
Educational resources
Third-party entities operate according to their own terms, policies, product contracts, privacy practices, underwriting standards, and business practices.
The availability of a link, logo, resource, or third-party service on our website does not modify the legal terms of any insurance product or third-party service.
Insurance companies are responsible for the insurance products they issue and obligations established under their respective policies and contracts.
Our website may contain links to websites or resources operated by third parties.
TN LEVEL UP FINANCIAL LLC does not control all third-party websites and is not responsible for their availability, security, accuracy, content, terms, privacy practices, or operation.
Accessing a third-party website is at your discretion and may be subject to that third party's own terms and privacy policies.
You agree not to use our website or services to
Violate applicable law
Submit false, fraudulent, misleading, or unauthorized information
Impersonate another person or organization
Attempt to gain unauthorized access to systems, accounts, or data
Introduce malware, viruses, or harmful code
Interfere with website or system security
Abuse forms or appointment-booking tools
Scrape or commercially exploit protected content without authorization
Intentionally harm TN LEVEL UP FINANCIAL LLC, another user, or a third party
Unless otherwise indicated, original website content, branding, graphics, written materials, educational materials, videos, designs, guides, and other original content provided by TN LEVEL UP FINANCIAL LLC are owned by or licensed to TN LEVEL UP FINANCIAL LLC.
These materials may be protected by applicable intellectual-property laws.
You may use publicly available educational content for ordinary personal and noncommercial use.
You may not reproduce, republish, distribute, sell, modify, or commercially exploit protected content without permission.
Third-party names, trademarks, logos, and materials remain the property of their respective owners.
We attempt to maintain the availability and security of our website, forms, scheduling tools, communications, and related services.
Uninterrupted or error-free availability cannot be guaranteed.
Services may occasionally be delayed, modified, interrupted, restricted, or unavailable because of
Maintenance
Telecommunications issues
Third-party platforms
Carrier problems
Security events
Technical failures
Circumstances outside our reasonable control
We may modify, suspend, replace, or discontinue website features when reasonably necessary.
To the fullest extent permitted by applicable law, our website, educational resources, and general online services are provided on an as available basis.
We do not warrant that website content will always be error-free, complete, current, uninterrupted, or suitable for every person's individual circumstances.
Nothing in this section limits warranties or consumer rights that cannot legally be excluded.
To the fullest extent permitted by applicable law, TN LEVEL UP FINANCIAL LLC and its owners, representatives, contractors, and service providers will not be liable for indirect, incidental, special, exemplary, consequential, or punitive damages resulting solely from your use of or inability to use the website, general educational materials, or online tools.
This limitation does not exclude liability that cannot legally be excluded or limited.
Nothing in these Terms changes the contractual obligations of an insurance company under an insurance policy it issues.
To the fullest extent permitted by applicable law, you agree to be responsible for losses, claims, damages, liabilities, or reasonable expenses arising from
Unlawful misuse of the website
Intentional violation of these Terms
Unauthorized submission of another person's information
Infringement of another person's rights
Intentional interference with our systems
This provision does not require you to indemnify TN LEVEL UP FINANCIAL LLC for conduct for which indemnification may not legally be required.
We may update these Terms periodically to reflect changes to our website, communications, business practices, legal requirements, or services.
When material updates are made, we may revise the Last Updated date shown at the top of this page.
Your use of the website after updated Terms become effective is subject to the updated Terms to the extent permitted by applicable law.
Where affirmative consent to updated Terms is legally required, we may request that consent separately.
TN LEVEL UP FINANCIAL LLC may modify or discontinue website features, educational resources, scheduling tools, forms, communication channels, or other non-contractual online services.
Changes to the website do not modify an insurance policy or carrier contract.
These Terms are governed by applicable United States law and, where legally permitted, the laws of the State of Texas.
Nothing in these Terms eliminates rights or protections that cannot legally be waived under federal or state law.
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will remain effective to the fullest extent permitted by law.
A failure by TN LEVEL UP FINANCIAL LLC to enforce a provision of these Terms does not constitute a permanent waiver of that provision or any other provision.
These website Terms are separate from insurance policies, applications, illustrations, disclosures, carrier agreements, and other insurance-related contracts.
Nothing in these Terms changes, expands, reduces, replaces, or overrides the contractual terms of an insurance policy issued by an insurance company.
The applicable insurance policy and carrier documents control the rights and obligations relating to that insurance product.
Questions regarding these Terms and Conditions may be directed to
TN LEVEL UP FINANCIAL LLC
Email
[email protected]
Phone
832-662-6828
Mailing Address
5107 E Pagewick
Houston, TX 77041
Website
https://tnlevelupfinancial.com/